Who Is an Insurance Agent and Why His Service Is So Important

Insurance agents are professionals with a great ability to negotiate backed by solid knowledge about company policies, and their ability to understand the needs of their target market have the appropriate response through products and services according to each need.

Mainly the field of work of a sales agent is developed in a company established in the market that has an organizational structure, policies, and mostly offers services such as auto insurance, property, life and health insurance to people and Business.

This is one of the main work scenarios for a professional where they can systematically provide the services offered by the company for which they work.

However, there is also another facet of a professional, according to a recognized Insurance Agent Scottsdale Az school, and it is the one that develops in an independent and autonomous environment. They are known as Insurance Brokers, and although both carry out the work of selling insurance policies, the former work for a company while the latter have an apparently more flexible job.

However, their work becomes complementary one to the other, because an Insurance Agent offers products and services to Insurance Brokers, and they offer them to different clients.

Principal functions

Among some of the main functions of an Insurance Agent are the ones below:

• Sell different types of policies from those offered by the insurer.
• Promote different products and services to new and existing customers.
• Determine the policy that best suits the client’s needs.
• Explain each point of the policy to your customers.
• Process the necessary documentation for the sale of the insurance policy.
• Interview new customers to assess their level of risk at the time of selling the life or insurance policy.
• Investigate the history of each client.
• Evaluate your financial records, medical records, criminal records and other required documentation.
• Determine which policy or service best suits your needs. Among others.

The professional profile of an Insurance Agent must respond to the needs that his work brings to the market, establishing himself as capable of managing his operations, among these he must possess:

• Sales skills and service vocation
• Communicative skills
• Optimization and efficiency in the work to be done
• Organization
• Ability to solve problems and make decisions
• Adaptability

What is insurance

For those who have not had the opportunity to purchase insurance, these function as a contract between the insurer and the client, in which an economic benefit is obtained, which is called ” premium “, and supports by covering any damage caused to your material goods as well as to people.

By acquiring an insurance, you get economic support to cover possible mishaps to your property or people.